PACE solutions
PACE assessments can outrank the first mortgage. Find them first.
PACE financing is repaid through the property tax bill — and in many jurisdictions it carries priority. AvantaPACE detects PACE obligations, flags priority, and pursues payoff figures before they surprise a closing or a servicer.
PACE detectedYes Found
ProgramResidential PACE
Balance$18,400
Lien prioritySenior Ahead of 1st
PayoffRequested Pending
Why PACE matters
A tax-assessment lien hiding in plain sight.
Priority by design
PACE is collected on the tax bill and frequently holds priority — eroding lender position if it's missed.
Hard to see
PACE doesn't always present like a recorded mortgage lien. It needs to be detected, not assumed absent.
Payoff when needed
When PACE has to be cleared, we pursue the payoff figure and good-through date for the file.
On every property
What AvantaPACE returns.
- PACE detection (yes / no)
- Program & balance
- Lien-priority flag
- Payoff figure & good-through date
- Closing / servicing impact note
- Recommended next action
Clear the priority items
Screen a portfolio for PACE exposure.
Send a sample and we'll flag where PACE could sit ahead of the first mortgage.